Your home may be repossessed if you do not keep up repayments on your mortgage
Buying your first home can be a daunting process, made even more difficult if you have a demanding job and work long hours on a frontline role. At The Key Worker Group we make ourselves available to you 7 days a week and at a time that suits you via phone, email, video chat or in person.
We will guide you through the complex process of taking your first steps on the property ladder with regards to deposit, how much you can borrow, the different types of mortgage deals available and all the other things you may not have thought of such as solicitors fees, moving costs and negotiating offers.
At the Key Worker Group we can advise on all aspects of your first purchase whether you want to buy on the open market or use one of the government schemes such as the shared ownership scheme.
Using our in-depth knowledge of the unique way key workers are paid we can quickly decipher your payslip to separate pay, regional allowances, benefits and often higher than usual pension payments to complete affordability checks to determine how much you could borrow. Different lenders may interpret these figures in contrasting ways so using our expertise we will select the correct lender from our market leading panel to suit your needs and objectives.
Once an application has been made your adviser will continue to be available to answer any questions and give you updates as to how your case is progressing right through until you get the keys to your very first home.
Please do not hesitate to contact us to arrange a mortgage review now.